COVID-19 GUIDANCE FOR EMPLOYERS, WORKERS, AND LOCAL BUSINESSES
Last updated on April 6, 2020 at 4:28pm
The rising concerns around COVID-19 (coronavirus) is creating a challenging business climate nationally and locally in Cupertino. This webpage can serve as a centralized resource for employers, employees, and local small businesses affected by the pandemic.
Information and additional resources will be updated as they become available.
CUPERTINO ALERTS AND UPDATES
The City of Cupertino has announced a local emergency in response to the COVID-19 outbreak. This will allow the City access to funding resources from the federal and state governments to ensure the health and safety of our community.
On-demand webinar on how self-employed, sole-proprietors, and small business owners affected by COVID-19 can take advantage of the Federal CARES Act stimulus package. This webinar was hosted by the Silicon Valley SBDC, Small Business Minority, SV Central Chamber of Commerce, and Sunnyvale Chamber of Commerce. Topics covered include:
- Overview of the new Paycheck Protection Program (PPP) that will be issued through SBA 7(a) lenders
- What expenses are eligible for loan forgiveness through PPP
- Overview of the Economic Injury Disaster Loan (EIDL) issued through the SBA and new grants available through the program
- How your local SBDC can help you prepare to apply for PPP and EIDL
- Overview of other lending options, including CDFIs and reputable online lenders
- Small Business Majority's Lender Checklist
On-demand webinar to help restaurant, bar, and hospitality owners navigating access to capital and managing your workforce. This webinar was hosted by the NorCal SBDC.
OTHER NEWS RESOURCES
Information is changing quickly. You can learn about the latest local information from the following links:
IMPORTANT UPDATE: New County order clarifies, strengthens, and extends certain terms of the Prior Shelter-In-Place Order.
In order to further slow transmission of COVID-19 on March 31, 2020 the Santa Clara County Health Officer released an updated order clarifying and further limiting essential business types and activities. The order can be viewed here.
Santa Clara County Approved Countywide Moratorium on Residential and Commercial "COVID-19 Evictions"
On March 24, 2020, Santa Clara County issued an urgency ordinance temporarily banning evictions for non-payment of rent by residential and commercial real estate property tenants directly impacted by the COVID-19 pandemic. If the eviction is due to financial inability to pay rent or medical issues resulting from the coronavirus, commercial and residential tenants are safe from eviction through May 31 unless extended.
- The Centers for Disease Control (CDC) has a dedicated page for businesses on COVID-19-related information.
- The Santa Clara County Health Department is providing updates on its COVID-19 website, as well as posting updates through social media on Facebook, Instagram, and Twitter.
- Sign up for news alerts from the City for updates on City events, resources and announcements. This information can also be viewed on the City’s website.
- Information on Housing Programs and Resources can be accessed here.
- List of essential services and businesses allowed to operate during the County's "Shelter-In-Place" order.
FINANCIAL & ADDITIONAL INFORMATIONAL RESOURCES
Information is changing frequently, so please stay informed by checking on a regular basis:
Small businesses and private, non-profit organizations can apply for "Economic Injury Disaster" Loans from the Small Business Administration (SBA). The SBA is offering loans of up to $2 million for working capital to help small businesses, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations. You can also apply for an SBA Loan Advance of up to $10,000. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.
The SBDC has local counselors available to help you through the application process by calling (408) 385-9800 or visiting the SBDC website. Please download and review the necessary paper forms (scroll down to Disaster Business Loan forms) to get started. When applying you must indicate you are applying under "Economic Injury." The deadline to apply is December 16, 2020.
- The SBA is offering the Paycheck Protection Program. This program is designed to provide a direct incentive for small businesses to keep their workers on payroll by providing each small business a loan up to $10 million for payroll and certain other expenses. If all employees are kept on payroll for eight weeks, SBA will forgive the portion of the loans used for payroll, rent, mortgage interest, or utilities. Up to 100 percent of the loan is forgivable.
- The California Small Business Disaster Relief Loan Guarantee program is targeted at small businesses with 1-750 employees who do not qualify for federal funds. The loans would be eligible for businesses and non-profits, and the funds could be used for operating costs, such as rent and payroll. Businesses can apply directly with a private lender or through a participating Financial Development Corporation.
- Small Business Relief Payment Plans (Sales Tax Bridge Loan): The State has announced the free deferral of sales/use tax, up to $50,000, for businesses with less than $5 million in taxable assets. The State is allowing qualified businesses to defer their payment of sales/use tax for up to one-year with no fines or penalties. Additionally, there will be no interest payments required for any deferred payments. The intent is for this funding, which businesses collect and remit to the State, to act as a bridge loan.
- Opportunity Fund, California's largest nonprofit microlender, is offering loans or grants to small businesses throughout this crisis.
- The State of California’s Employment Development Department (EDD) has programs to help both employers and employees deal with potential closures or layoffs, reduced work hours, and caring for ill or quarantined family members. Services include expedited processing of eligible Unemployment Insurance and Disability Insurance claims, as well as the State's new Pandemic Unemployment Assistance program.
Employers planning a closure or major layoffs as a result of COVID-19 can get help through the Rapid Response program. Employers can also request a Payroll Tax Extension without penalty or interest charges.
- Have you lost your job? The State has joined Bitwise Industries and the Kapor Center to launch OnwardCA.org, a new platform connecting displaced California workers with more than 70,000 job opportunities in critical industries.
- The County of Santa Clara Office of Labor Standards Enforcement and the Fair Workplace Collaborative offers free attorney-staffed advice lines at 1 (866) 870-7725 to help workers determine eligibility and apply for Unemployment Insurance and Disability Insurance claims.
- PG&E will suspend disconnections for nonpayment for all residential and small business customers and will remain in effect until further notice, as well as offer flexible payment plans to support customers.
- The Verizon Small Business Recovery Fund provides grants of up to $10,000 to businesses facing immediate financial pressure because of COVID-19—especially entrepreneurs of color, women-owned businesses and other enterprises in historically underserved communities who don’t have access to flexible, affordable capital. The next application round will open mid-April. Sign up to receive updates.
- The Cupertino Chamber of Commerce is continuing to provide information and resources to local businesses during this challenging time. Their staff is available by email or phone at (408) 252-7054. Also, please complete this survey to help us identify which Cupertino businesses are continuing to operate during this shelter-in-place period.
- Google is providing Google Ads credits to all small- and medium-sized businesses (SMBs) with active accounts over the past year to help alleviate some of the cost of staying in touch with customers. SMBs who have been active advertisers since the beginning of 2019 will see a credit notification appear in their Google Ads account in the coming months - credits can be used at any point until the end of 2020 across Google's advertising platforms.
- Facebook will be offering $100 million in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries. Sign up to receive more details as they become available.
- The California Governor’s Office of Business and Economic Development (GoBiz) offers additional resources and FAQs for businesses.
- Not all businesses are the same, and some workers may face different levels of risk within the same business. The Occupational Safety and Health Administration (OSHA) maintains detailed guidance in its publication, Guidelines on Preparing Workplaces for COVID-19.