Project Sentinel

Project Sentinel is a non-profit organization and a HUD-Approved Housing Counseling Agency. Project Sentinel provides homeownership counseling, mortgage delinquency counseling, and a variety of other housing related services to the community.

Phone: 408.720.9888 or 888.324.7468

West Valley Community Services Haven to Home Program

Nothing is more important than having a roof over your head, and the Haven to Home Program was created to provides supportive services and access to stable housing resources for homeless and chronically homeless individuals and families. Working closely with our staff,  clients secure permanent affordable housing, find and maintain employment, and work toward developing greater stability and independence.

Housing Authority of the County of Santa Clara

The Housing Choice Voucher (Section 8) program is HACSC’s largest rental assistance program with about 17,000 participants. The “housing choice voucher” is a 100% federally funded rental subsidy for low-income households living in privately owned rental units. HACSC voucher holders in the Moving to Work (MTW) program pay 32% of their gross income toward rent (or a minimum rent of $50, whichever is higher), and the agency pays the balance of the rent directly to the landlords on behalf of the families. Voucher holders are also required to pay that portion of their lease contract rent that is above HACSC’s payment standard for their unit size.

2019 Santa Clara County Homeless Census & Survey

Every two years, during the last 10 days of January, communities across the country conduct comprehensive Point-In-Time (PIT) counts of their homeless populations to measure the prevalence of homelessness in their communities. Communities collect information on individuals and families sleeping in emergency shelters and transitional housing, as well as people sleeping on the streets, in cars, in abandoned properties, or in other places not meant for human habitation.  The 2019 Santa Clara County Homeless Census & Survey was released on July 12, 2019.

2016 Measure A General Obligation Affordable Housing Bond

In November 2016, Santa Clara County voters approved Measure A – the $950 million affordable housing bond. The housing bond provides the County with an unprecedented opportunity to partner with cities, residents, and the affordable and supportive housing community to significantly address the housing needs of the community’s poorest and most vulnerable residents. It will provide affordable housing for vulnerable populations including veterans, seniors, the disabled, low and moderate income individuals or families, foster youth, victims of abuse, the homeless and individuals suffering from mental health or substance abuse illnesses. The bond proceeds would contribute to the creation and/or preservation of approximately 5,100 affordable housing units.
 
The Housing Bond will enhance the County’s ability to achieve its housing priorities which include:
  • Increasing the scope and breadth of supportive housing for special needs populations, including homeless and chronically homeless persons;
  • Increasing the supply of housing that is affordable to extremely low income (ELI) households; and,
  • Improving coordination and collaboration among the County, the cities, other governmental agencies, and the affordable housing community.

The County of Santa Clara Office of Supportive Housing released the Measure A Notice of Funding Availability (NOFA) in September, 2017.  Measure A funding is available on a rolling basis for development capital funding, project based vouchers, and acquisition funding.  Interested developers can submit an application for Measure A funds through the Measure A NOFA.

HOME Funds

The Home Investment Partnerships Program ("HOME Program") is federally funded by the United States Department of Housing and Urban Development (HUD) to provide decent affordable housing to lower income households. The HOME Program is administered by Santa Clara County on behalf of the Urban County cities and the Cities of Cupertino, Gilroy, and Palo Alto. Interested developers can submit an application for HOME Program funds through the Measure A NOFA.

Housing Trust Silicon Valley 

Homebuyer Empowerment Loan Program (HELP)

The HELP program assists middle-income first time homebuyers with incomes that are slightly higher than most down payment assistance programs will allow. This program will help households whose incomes are up to 140% of the Area Median Income (AMI) to purchase a market-rate primary residence. HELP is an equity (appreciation) share program with a deferred loan of thirty (30) years and down payment assistance of up to 10% of the purchase price. The Program Market Area covers Santa Clara County and the San Mateo County cities of East Palo Alto and Menlo Park. Visit our homebuyer calendar to see monthly scheduled workshops and HUD approved homebuyer education classes. 

Empower Homebuyers Santa Clara County

Empower Homebuyers is a 2016 Measure A down payment assistance program created by the County of Santa Clara and administered by Housing Trust Silicon Valley.

This new thirty (30) year deferred loan program will offer first time homebuyers up to 17% of the purchase price in down payment assistance. This programs has an equity (appreciation) share component in lieu of interest. Empower Homebuyers is intended to put the dream of home ownership within reach for low to moderate income people- including nonprofit workers, teachers, healthcare professionals, county employees and others- who are trying to buy a home in Santa Clara County. 

Small Homes, Big Impact Accessory Dwelling Unit (ADU) Program

Small Homes, Big Impact is a new pilot program from Housing Trust offering free educational workshops and financial assistance to homeowners seeking to build a secondary dwelling– commonly known as an accessory dwelling unit (ADU) – in their backyard.

Click here for an hour-long highlight video of the HTSV ADU Workshop led by local ADU practitioners (land use consultants, builders, design professionals, architects, lenders etc.) -- a teaser to the free, full-day, live ADU Workshop.

The workshops intend to answer the following five questions:

  1. Can I build an ADU on my site?
  2. How do I get a permit to build an ADU?
  3. How do I hire a builder and manage construction?
  4. How do I pay for an ADU?
  5. I’m a landlord, now what?

Workshops are led by local ADU Practitioners (land use consultants, builders, designers, architects, lenders etc.) during a half day course, typically on a Saturday.

The financial assistance program is currently being developed and it will consist of a planning grant and a construction loan. Products will be available in early 2019, register for more information.

Finally HOME Program

The Finally Home Security Deposit program provides a one-time grant up to $2,500 to individuals and families moving to permanent sustainable housing. Priority is given to individuals or families with the greatest need, who can sustainably remain in permanent housing and are able to demonstrate long-term self-sufficiency.

Santa Clara County Mortgage Credit Certificate (MCC) Program

The Mortgage Credit Certificate Program (MCC), authorized by Congress in 1984, provides financial assistance to first-time homebuyers. The Santa Clara County MCC tax credit reduces the federal income taxes of qualified Borrowers purchasing qualified homes; thus having the effect of a mortgage subsidy. The current tax credit rate is 15% of the interest paid to the Lender on the first loan or up to 15% based upon an individuals personal tax situation. The MCC will reduce the amount of federal income taxes otherwise due to the federal government from the Borrower; however, the mortgage tax credit cannot be claimed as a refund. MCC Borrowers may consider adjusting their federal income tax withholdings so as to benefit on a monthly basis from the MCC. For more information on how to claim the tax credit refer to IRS Publication 530.

Habitat for Humanity Silicon Valley

Over the past 30 years Habitat for Humanity East Bay/Silicon Valley has served over 8,000 individuals in Alameda, Contra Costa, and Santa Clara counties by providing affordable homeownership opportunities to low-income families who meet three criteria:

  • Earn an income between 30%-80% of area median income, as defined by the U.S. Department of Housing and Urban Development.
  • Have a need for housing.
  • Are willing to partner with Habitat for Humanity and contribute hundreds of hours of sweat equity hours to the construction of their own home, or their neighbor's home.

Phone: 408.942.6444